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Medicare & Social Security

The process of applying and enrolling in Medicare and Social Security Retirement benefits can be challenging and confusing.

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Life Insurance

Life insurance can not only help a family with final expenses, but it can help with medical bills and the

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Individual Major Medical

With the ever changing complexities of the Affordable Care Act (ACA), choosing an Individual Major Medical insurance plan can be

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Commercial Insurance

The process of applying and enrolling in Medicare and Social Security Retirement benefits can be challenging and confusing.

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Not sure what you need? At J.Carter & Associates, we serve senior adults, families, business owners, final expenses, and individuals seeking protection coverages regarding supplemental health, home, auto, business, and liability insurance across a wide range of coverages and companies.

As a licensed broker, we seek the best outcomes for our clients within their budget.

Whether it’s supplemental health, auto, business, or liability or medicare supplemental insurance we have something to offer everyone at every stage of life and business.

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          945+ Reviews

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          T. Phillips

          I cancelled all of my insurance coverage with other agencies after Joseph was able to secure better coverage (automobile, homeowners, etc.) for me at lower rates. I will recommend Joseph to other customers and continue to use him in the future. If you haven’t had the opportunity to discuss coverage options with Doris in Joseph’s office, or Joseph himself, give them a call today. You will be glad you did.

          J. James Retired Govt Officer, ON, Canada

          If you are searching for the best value in insurance then give Joseph a call. His knowledge, professionalism and genuine interest in finding his customers the best value for their dollar should serve as a model for all the other insurance brokers to follow!!!

          Rosemary W.

          Joseph is awesome! He did a great job in saving me a substantial amount of money for my secondary insurance! He made me comfortable in switching over to his company. He's professional, warm, friendly and caring. I know Joseph was on my side in making a big decision an easy and wise choice for me. Thanks, Joseph!