Discussing the final expenses of life can be awkward and uncomfortable.  Few people want to think about their death. However, surviving family members whose loved ones address this matter while alive are grateful for the intentional planning and forethought.  When you consider that approximately 55% of American Continue Reading
Whole life insurance or “final expenses” insurance that is going to last until the client expires given that the required premiums are paid monthly, quarterly, or annually. Since this policy will last the client for typically a longer period time than a term life policy or any other life insurance policy the Continue Reading
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain Continue Reading