Commercial, or business insurance typically covers businesses both small and large. The type of business you have will largely determine the kind of commercial insurance you need. Many things are involved like risk, liability, casualty, company history, number of employees, type of industry, and other factors. For example, if you are a cellular tower paint company your liability is going to be much higher than an icecream shop.
J. Carter and Associates represent over 90 commercial insurance carriers and we can provide diverse and multiple options for your coverage. There is no “cookie-cutter” approach to commercial insurance. You need to make sure you have the right coverage for your type of business and we specialize in finding the exact “fit” for our clients. Your particular business may need a business owner’s policy to combine commercial property insurance, general liability, crime insurance and other coverages under one umbrella. You can also consider coverage based on your type of industry. Worker’s compensation, cybersecurity coverage and other coverages may fall under this umbrella.
Our trained professionals will run an analysis of your current coverage, premiums and what they recommend. Our goal is to always provide our customers with options.