Let J.Carter & Associates make it easy for you!

100% preventative care coverage that includes two dental exams and cleanings per benefit year with up to $2,000 maximum benefit. No waiting periods for immediate coverage through Ameritas Dental Network, one of the largest dental insurance providers in the nation. Coverage also provides 100% preventive care coverage as well as coverage for braces in individuals 16 years of age and younger. It includes out of network coverage, up to $2,000 in annual benefits. While providing excellent dental protection and coverage this plan offers low monthly premiums. The dental and vision coverage includes out of network coverage.

Other Services

We work with our clients to seek solutions aimed at their specific needs instead of a “one size fits all” approach.

Medicare & Social Security

The process of applying and enrolling in Medicare and Social Security Retirement

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Home Insurance

Home insurance is one of the biggest investments you can make because

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Life Insurance

Life insurance can not only help a family with final expenses, but

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Long Term Care

We can help you plan for the future in ways that provide

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Commercial Insurance

The process of applying and enrolling in Medicare and Social Security Retirement

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Dental & Vision Insurance

100% preventative care coverage that includes two dental exams and cleanings per

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          T. Phillips

          I cancelled all of my insurance coverage with other agencies after Joseph was able to secure better coverage (automobile, homeowners, etc.) for me at lower rates. I will recommend Joseph to other customers and continue to use him in the future. If you haven’t had the opportunity to discuss coverage options with Doris in Joseph’s office, or Joseph himself, give them a call today. You will be glad you did.

          J. James

          If you are searching for the best value in insurance then give Joseph a call. His knowledge, professionalism and genuine interest in finding his customers the best value for their dollar should serve as a model for all the other insurance brokers to follow!!!

          Rosemary W.

          Joseph is awesome! He did a great job in saving me a substantial amount of money for my secondary insurance! He made me comfortable in switching over to his company. He's professional, warm, friendly and caring. I know Joseph was on my side in making a big decision an easy and wise choice for me. Thanks, Joseph!

          FAQ's

          Help you plan, prepare and protect
          what matters most.

          Great question, but no, you don’t have to wait until open enrollment unless you have a Medicare Advantage plan.

          Yes, all companies that are approved in NC & SC to provide supplemental insurance have the same standards for coverage.

          No, you are grandfathered in if you have the F plan, If you turn 65 in 2019 and after you aren’t offered the F plan so no worries.