financial protection for your family

Life insurance can not only help a family with final expenses, but it can help with medical bills and the care of a loved one. Today’s life insurance policies offer a variety of options and coverage. As part of our total protection audit we can assess your current coverage, explain any questions you may have and make recommendations based on your specific needs and budget.

Other Services

We work with our clients to seek solutions aimed at their specific needs instead of a “one size fits all” approach.

Individual Major Medical

With the ever changing complexities of the Affordable Care Act (ACA), choosing

read more

Final Expenses

Being prepared for death means taking care of financial matters so your

read more

Medicare & Social Security

The process of applying and enrolling in Medicare and Social Security Retirement

read more

Long Term Care

We can help you plan for the future in ways that provide

read more

Life Insurance

Life insurance can not only help a family with final expenses, but

read more

Dental & Vision Insurance

100% preventative care coverage that includes two dental exams and cleanings per

read more

Start with your zip code to compare car insurance

    Start with your zip code to compare home insurance

      Start with your zip code to compare life insurance

        Start with your zip code to compare medicare policies

          T. Phillips

          I cancelled all of my insurance coverage with other agencies after Joseph was able to secure better coverage (automobile, homeowners, etc.) for me at lower rates. I will recommend Joseph to other customers and continue to use him in the future. If you haven’t had the opportunity to discuss coverage options with Doris in Joseph’s office, or Joseph himself, give them a call today. You will be glad you did.

          J. James

          If you are searching for the best value in insurance then give Joseph a call. His knowledge, professionalism and genuine interest in finding his customers the best value for their dollar should serve as a model for all the other insurance brokers to follow!!!

          Rosemary W.

          Joseph is awesome! He did a great job in saving me a substantial amount of money for my secondary insurance! He made me comfortable in switching over to his company. He's professional, warm, friendly and caring. I know Joseph was on my side in making a big decision an easy and wise choice for me. Thanks, Joseph!


          Help you plan, prepare and protect
          what matters most.

          Great question, but no, you don’t have to wait until open enrollment unless you have a Medicare Advantage plan.

          Yes, all companies that are approved in NC & SC to provide supplemental insurance have the same standards for coverage.

          No, you are grandfathered in if you have the F plan, If you turn 65 in 2019 and after you aren’t offered the F plan so no worries.